Quick answers
Solar contract questions, answered
Short, sourced answers to the questions homeowners ask us most. Each one links to a full guide.
Short answer
Most solar contracts signed at home can be cancelled in writing within three business days, and some states allow more. After that, your options depend on whether you lease, finance or own, and whether the sale was misrepresented. Stopping payments does not cancel a contract.
Frequently asked questions
How long do I have to cancel a solar contract?
At least three business days for most sales made at your home under the FTC Cooling-Off Rule. Texas gives five business days for residential solar and Rhode Island gives seven days. See all state windows.
Can I get out of a solar contract after the cancellation period?
Sometimes, through a buyout, transfer, payoff, loan rescission or a misrepresentation claim. See every option compared.
What is the difference between a solar lease and a PPA?
Both mean a company owns the panels. With a lease you pay a fixed monthly fee; with a PPA you pay for the electricity produced. Read lease vs loan vs PPA.
Is the federal solar tax credit still available in 2026?
Not for systems you own that were installed after December 31, 2025. The residential clean energy credit under 26 U.S.C. 25D ended for those expenditures.
Why did my solar loan payment go up?
Many solar loans assume you will prepay a large share, often tied to a tax credit, and re-amortize to a higher payment if you do not, often around month 19.
Is there a lien on my house because of solar?
Often there is a UCC fixture filing in your property records. It is not always a mortgage-style lien, but it can complicate a sale or refinance until released.
What happens if I stop paying for my solar panels?
Late fees, default, collections and credit reporting that can last seven years, and possibly removal of the equipment. Read what happens if you stop paying.
How do I spot a solar scam?
Free panels, guaranteed savings, tax credits described as checks, and salespeople claiming to be from your utility are all warning signs. See solar sales red flags.
Who reviews my information if I request a free review?
Our partner, The Stonegate Firm, LLC, an independent solar exit company that pays us per referral. Learn more on our about page.
Is the review really free?
Yes. There is no cost and no obligation. If you choose to hire the exit company afterward, ask about fees and any potentially refundable amounts in writing first.